• Consumer

  • Our teams support a range of clients in the consumer sector. We’re ideally placed to support you in a sector which is heavily impacted by regulatory change and shifts in consumer habits.


    This is an exciting time to be working in the retail sector. Rapid technological change, the growth of internet retail, and changing consumer behaviour are just a few challenges that all retailers must grapple with today. Seasonality and shifting consumer preferences mean that it’s imperative for businesses to manage their working capital effectively. Our team of experts work with clients across the sector and through the whole value chain, wherever they are in the world. Our key clients include supermarkets, department stores, fashion brands and wholesalers. We’ve built up a huge store of knowledge by working with retailers. We take the time to understand the issues you face, and work with you to realise your ambitions.

    Food, Drink & Leisure

    Lloyds Bank has a long track record of supporting UK and international clients in this sector. We are committed to helping our customers continue to grow their businesses in a global market place.

    We understand the many challenges facing our clients. The sector faces regulatory and cost pressures from numerous sources. Consumer appetites shift constantly, and ‘well-being’ and ‘green’ products continue to rise in prominence. We recognise these challenges, and work with our clients to find the right solution to support sustainable long term growth. We work with clients throughout the supply chain – from UK farmers through to restaurants, pubs, travel and entertainment companies. We’re well placed to understand the needs of operators in this sector. Our priority is to fully understand your business strategy and goals, and provide banking support and solutions to match your ambitions.

    Healthcare & Consumer Goods

    The healthcare and consumer goods industry is a strong growth sector. Understanding the needs of an expanding – and ageing – population, and keeping pace with regulatory change are key to success. Our expert team understands the challenges and opportunities in this sector. This allows us to help our clients to develop a long-term funding approach that lets them achieve their goals.

    Our specialist teams work with many of the leading operators in the sector. This puts us in a strong position to work with you and provide sound guidance and tailored solutions.

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Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.