• Current accounts


    We help you to manage your everyday money as simply and effectively as possible. Our current accounts let you manage income and expenditure and are available in Sterling and other currencies. We also offer an overdraft facility.

    • Sterling Current Account

      This account provides the flexibility and capability to support your strategic cash optimisation and business growth. The account supports our domestic and international banking solutions, and provides access to our foreign exchange specialists, online services and overdraft facilities.

    • Non-Sterling Currency Account

      If you regularly pay or receive foreign currencies, a Non-Sterling Currency Account can be an efficient way of managing your international trade activities.

      Our Non-Sterling Currency Accounts provide flexibility to help you maximise international trade opportunities. We know you need to be able to hold foreign currency balances, receive and make international payments in numerous currencies to meet your global trading requirements.

      Why open a Non-Sterling Currency Account?

      • Choose from a wide range of non-sterling currencies.
      • Simplify the payment and receipt of non-sterling currencies.
      • Helps to manage exposure to exchange rate movements.
      • Minimises foreign exchange costs.
      • Transfer money from a Sterling business account to the Non-Sterling Currency Account.
      • Chequebook available in most major currencies.
      • Overdraft facilities in most major currencies (subject to our normal lending criteria).
      • Simple application process and no minimum balance

      Is your Business eligible?

      To apply for a Non-Sterling Currency Account, you should:

      • already hold a Sterling business account with us
      • require the Non-Sterling Currency Account for business use
      • be aged 18 or over
      • be a partner or director (with authority to borrow on behalf of your business for currency overdraft borrowing applications)

      Important Information

      Terms and Conditions

      Interest Rates

      Account TypeAccount Maintenance Fee
      Non-Sterling Currency Account£60 per year (fee taken in two instalments of £30 charged either in March/September or April/October)1

      1 The application of the Account Maintenance Fee will depend on the currency of the account being debited. If the fee is being debited from a related GBP sterling account it will be charged in March and September. If the fee is being debited from the Non-Sterling Currency Account it will be charged in April and October.

      Find out more in our Guide to Non-Sterling Currency Accounts

  •  All applications for our products and services are subject to eligibility criteria.

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The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

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Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.