Agency Clearing Services (Indirect)


    Please note that the Terms and Conditions available below are the Bank's most recently issued versions. Please bear in mind that earlier versions of these Terms and Conditions may apply to your products, depending on when you signed up to the relevant product or when you were last advised of any changes to your Terms and Conditions. If you have any questions regarding which version of the Terms and Conditions apply to your products, please contact your Relationship Manager.

    Please read our site terms and conditions.

    • Bacs (Agency Banks)

      We can provide sponsorship to you and your customers into the UK’s 3 day value payments scheme for both Direct Debits and Credits. We also provide access to the Suite of Bacs Services for Agency Banks.


    • Chaps Services (Agency Banks)

      Send and receive payments across the UK’s electronic bank-to-bank same-day value payment system. Payment instructions can be actioned and advised to you in near real time over the SWIFT network.


    • Entry Collection Service

      Provides electronic data related to accounting entries, e.g. Bacs, Faster Payments, Returned DD's, Cheques and Credits.


    • Faster payments

      This service enables same-day Sterling payments to be made within the UK. Inbound payments of up to £100, 000 can be received and outbound payments of up to £99, 999 can be initiated. Please speak with your Relationship Manager for further information.


    • Internet Access to International Accounts (IAIA)

      Internet Access to International Accounts (IAIA) is an online service accessed through the Lloyds Bank Commercial Banking website. The service is available to financial institutions and provides access to balance, transaction and advice details intra day.


    • LloydsLink for Financial Institutions

      LloydsLink online provides Financial Institutions with the ability to make a range of payments and view balance and transaction activity across their accounts via the internet.


    • Paper Cheques and Credits (Agency Banks)

      You can issue your own branded cheque and credit books to your customers as well as providing access to the clearing scheme for the collection of cheques across your own counters or indirectly by your own customers.


    • SEPA Credit Transfer - Euro Clearing Service

      As a leading European Bank, with its own SEPA reachability and infrastructure, we can offer your institution indirect participation into the SEPA Credit Transfer Scheme.


    • TARGET2 - Euro Clearing Service

      As a Direct Participant of TARGET2 (Trans European Real Time Gross Settlement Express Transfer) we are able to send and receive euro payments on behalf of those Financial Institutions who wish to access this scheme.


    • Vostro account for Financial Institutions

      This account offering is managed by our dedicated Financial Institutions team and is available in a majority of tradable currencies.


Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.

Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6, 60313 Frankfurt, Germany. The company is registered with the Amtsgericht Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.