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Your business has very specific needs and we take the
time to understand them. Whether you’re looking to finance growth,
manage risk or drive efficiencies, we can help you to support your
business in the UK and overseas.
With the fluctuating cost of energy prices, the need to harness
technological advances, and the rising demand for innovating new
products and entering new markets, we’re aware of the need for a bank
that understands your business and supports your ambitions.
Our experienced relationship directors, based in your region, offer
frontline banking, sector and product specialisms that will work with
you to provide solutions tailored to your business needs.
We make it our business to ensure that you have the right financial
support, from trade and supply chain management to asset finance and
access to capital markets.
With economic recovery comes opportunity for the automotive manufacturing industry. Some impediments to growth include indirect taxation, an increase in road tax as well as increasing petrol costs. Rising energy costs, emission controls and environmental concerns are emphasising the need for innovation as the industry develops in the 21st century. However, confidence and sales are increasing, with key growth areas in:
Additionally, the UK is viewed as a key market for European manufacturing based on the strength of Sterling vs the Euro and is enhanced by a number of key conditions. These include:
Across the supply chain we have the expertise to ensure that your business is in good financial shape and ready for growth in the UK and overseas. We look at a range of factors to ensure we understand your business, including:
Our relationship directors bring an understanding of your regional economic factors as well as the wider global perspective. We were the first UK bank to train our relationship directors in the nuances of the sector, working with the University of Warwick and the Manufacturing Technologies Association to provide our teams with accreditation in understanding what manufacturing businesses need from their bank. We’re also investing £1 million a year to fund engineering apprenticeship and trainee schemes at the manufacturing technology centre in Coventry.
With the support of our sector and product specialists, we will be with you throughout the economic cycle and wherever your business needs to go.
We also understand that manufacturing businesses have their own unique banking needs. This sector needs continuous reinvestment in research and development, people and processes, to retain their competitive advantage in an ever-growing global marketplace. Whether it’s bolstering cashflow, financing growth, undertaking international trade or making acquisitions, we’re here to provide guidance to help your business find the best answer.
We work closely with industry bodies such as EEF and the manufacturing training centre, to ensure we keep in touch with developments that impact our customers. We’re committed to supporting the vital role that manufacturing plays in the UK economy and we’ve committed an additional £1 billion of lending to the sector to help drive growth in this area.
If you’re looking to purchase newer, more efficient assets, need funding to facilitate the next stage of growth for your business or want to mitigate against fluctuating fuel costs, our transport sector specialists have the experience to ensure that you have the best advice and access to the best solutions.
The market place has changed little in the past three to four years. The majority of companies operate in road haulage and warehousing, with the remaining air, rail and water freight being delivered by specialist providers or international logistics firms.
Managing Director & Global Head of Transport, Logistics & Building Materials, Global Corporates, Commercial Banking, Lloyds Bank
Relationship Director, Global Corporates, Commercial Banking, Lloyds Bank
Relationship Director Manufacturing & Chemicals, Global Corporates, Commercial Banking, Lloyds Bank
Relationship Director, Trade, Industrials & Services, Commercial Banking, Lloyds Bank
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For more information, contact your local relationship director or use our online directory.
Lloyds Bank is a trading name of Lloyds Bank plc and Bank of Scotland plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc: Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Authorisation can be checked on the Financial Services Register at www.fca.org.uk under the Firm Registration Number 119278 for Lloyds Bank plc and 169628 for Bank of Scotland plc
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Products and services
Banking with us
About Lloyds Bank
About the site
Visit our Bank of Scotland Business site
t: 0845 300 0268
Moving your account to us
t: 0845 606 0286
Visit our Business Banking site
t: 0845 072 5555
Moving your account to us
t: 0800 056 0056
Visit our Bank of Scotland Commercial Banking site
Visit our £1-£25m Commercial Banking website
t: 0800 022 4388
Alison Nicholson/Kirsty Livingstone
t: 0131 243 7049
We serve our customers in Scotland through Bank of Scotland Commercial Banking.www.bankofscotlandbusiness.co.uk
We serve our customers in Scotland through Bank of Scotland Commercial Banking.
t: 07860 514 369
t: 0845 680 3416
t: 07557 256652
Head of Relationship Management, Corporate Real Estate
t: 0207 1582 930
Head of Mining, Minerals & Construction
t: 0207 1582 909
Head of Integrated Utilities
t: 0207 158 2978
Director, Head of Regulated Utilities
t: 0207 158 2931
t: 0207 158 8104
Head of Oil & Gas
t: 0207 158 2904
Director, Healthcare & Pharmaceuticals
t: 0207 158 3718
Relationship Director, Travel & Leisure
t: 0207 158 2945
Managing Director & Global Head of Transport, Logistics & Building Materials
t: 0207 158 2928
Relationship Director, Passenger Transport
t: 0207 158 6609
Relationship Director, Manufacturing
t: 0207 158 2953
Relationship Director, Chemicals
t: 0207 158 6728
t: 0207 1582 912
Head of Retail
t: 0207 158 2966
Director, Food Sector
t: 0207 158 6097
Relationship Director, Drinks & Tobacco
t: 0207 158 2971
Head of Technology, Media & Telecommunications
t: 0207 1582 975
t: 020 7158 2868
Head of Aerospace & Defence
t: 0207 158 1041
Head of Entrepreneurs
t: 0207 1588 936
Head of Support Services
t: 0207 158 2957
Relationship Director, Business Services
t: 0207 158 2869
You can view contact information here.
Commercial banking account services0870 902 0500
LloydsLink online helpdesk0870 900 2070The helpdesk is available from 8am to 5.30pm Monday to Friday, with the exception of bank holidays.
Corporate Online helpdesk0845 300 6444The helpdesk is available from 7.30am to 6pm Monday to Friday, with the exception of bank holidays.
How to voice your concerns
General enquiries0845 600 8526
Andrew Willett (interim)FI Capital & Asset Backed Solutionsandrew.firstname.lastname@example.org
Farouk RamzanHead of Capital Markets Originationfarouk.email@example.com
Simon AlloccaHead of Loan Marketssimon.firstname.lastname@example.org
Ian BrownHead of Acquisition Financeian.email@example.com
Andrew WillettHead of Risk Management Solutions and Strategic Client Solutionsandrew.firstname.lastname@example.org
Guillaume FleutiHead of Infrastructure & Energy email@example.com
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