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  • FiQ delivers actionable insight on the issues that matter most to today’s financial institutions.

    From monitoring the impact of regulatory change on the global banking sector to trendspotting in a dynamic insurance market, FiQ’s regular articles and video interviews provide an opportunity to tap into timely insight that can help you shape your institutions agenda.

  • London First and Lloyds Bank - Brexit transition period survey

    London First and Lloyds Bank - Brexit transition period survey

    Date: September 2017

    To understand what businesses think about a Brexit transition period, London First and Lloyds Bank commissioned YouGov to undertake a nationwide survey. We asked businesses to tell us how they have adapted their business plans since the EU referendum, and whether a transition deal would help them.

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    Banking reform

    Banking reform: what is still to come?

    Date: August 2017

    With a large number of banking regulatory reforms still in the pipeline, our regulatory insight briefing outlines the changes we could soon expect to see. Following on from our 'Basel III' and beyond briefing in December 2016, this edition provides a more detailed analysis of the impacts of the different pipeline regulatory reforms.

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    Liquidity

    The Liquidity Challenge

    Date: June 2017

    Since the global financial crisis, liquidity risk has received greater attention and scrutiny from regulators, financial institutions and corporate treasury practitioners alike. Our latest briefing highlights the resulting changes in guidance, policy practices and the related challenges now facing the wealth management sector.

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    FI2017

    Financial Institutions Sentiment Survey 2017

    Date: March 2017

    Our second annual Financial Institutions Sentiment Survey shows an industry balancing cautious optimism with the need to respond to a uniquely challenging environment.

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    Basel III

    Basel III and beyond

    Date: December 2016

    Our latest client briefing, ‘Basel III and Beyond’, will help you understand what changes are expected and how they might impact your business.

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    Ring Fencing and Its Implications

    Ring Fencing & Its Implications for Clients

    Date: October 2016

    A range of new regulatory initiatives were created in response to the global financial crisis, many with the aim of improving the resilience and resolvability of banks. Oliver Knight, Managing Director of Regulatory Solutions and Akhil D. Shah, Director, Bank Propositions and Network Management at Lloyds Bank, examine the impact on UK banks, as well as their clients, with a focus on transaction banking implications.

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    Cyber Security for Clients

    Cyber Security for Clients

    Date: September 2016

    This guide offers insight to assist in building your awareness of and protecting your business from the increasing number and sophistication of cyber threats. It highlights commonplace cyber attacks and offers suggestions to help safeguard your business, employees and assets from these threats.

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    EU and Trade

    EU Referendum & British Trade

    Date: 26 August 2016

    Since June, the outcome of the EU Referendum has dominated headlines – and the thoughts of financial services professionals worldwide. Although the historic vote to leave the EU may have presented some organisations with challenges, Adrian Walker, Managing Director, Head of Global Transaction Banking at Lloyds Bank, believes there are opportunities for financial institutions to work in partnership to support the future of British trade across the globe.

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    PSD2 An Open Opportunity

    PSD2: An Open Opportunity

    Date: 23 August 2016

    A true ‘fork in the road’ moment lies ahead for European banks. While the challenges around PSD2 have been much debated, James McMorrow, Head of Payment Strategy, Lloyds Bank, believes it is time for financial institutions to choose their strategic path to compliance – and to embrace the benefits of open banking. Designed to drive increased competition, innovation and transparency across the European payments market, the revised directive on Payments Services (PSD2) has the potential to reshape the financial services industry as we know it.

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    Financial Institutions Sentiment Survey

    Financial Institutions Sentiment Survey

    Date: 18 May 2016

    Our inaugural Financial Institutions Sentiment Survey provides topical insights into the concerns and priorities of financial institutions as they respond to the challenge of growth in a volatile business environment.

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    EU Referendum series

    EU Ref 5th edition

    The EU Referendum: The Future of the UK and Europe - Seventh Edition

    Date: July 2017

    In this edition we include:

    ◾ Political outlook – an update on developments since the UK's general election result
    ◾ Macroeconomic update – a view on consumer confidence and the outlook for sterling
    ◾ The EU Referendum: one year on – sector by sector, we explore how businesses are responding to the market conditions
    ◾ The great British export challenge – we present the findings of a major YouGov survey on the outlook for British exports
    ◾ Brexit and working capital – insights from our Working Capital Index, explaining what the referendum and market conditions since have meant for firms’ working capital.

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    EU Ref 5th edition

    The EU Referendum: The Future of the UK and Europe - Sixth Edition

    Date: May 2017

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    EU Ref 5th edition

    The EU Referendum: The Future of the UK and Europe – Fifth Edition

    Date: Jan 2017

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    EU Ref 4th edition

    The EU Referendum: The Future of the UK and Europe – Fourth Edition

    Date: September 2016

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    EU Ref 3rd edition

    The EU Referendum: The Future of the UK and Europe – Third Edition

    Date: July 2016

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    EU Ref 2nd edition

    The EU Referendum: The Future of the UK and Europe – Second Edition

    Date: June 2016

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    EU Ref 1st edition

    The EU Referendum: The Future of the UK and Europe – First Edition

    Date: June 2016

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    SIBOS series

    KYC Compliance

    Streamlining the KYC Compliance process

    Date: 26 September 2016

    In this interview Mark Brotherton, Chief Operating Officer, Financial Institutions, Lloyds Bank Commercial Banking, and Kwaku Osafo, Chief Operating Officer, Banks, Financial Institutions, Lloyds Bank Commercial Banking, discuss how Lloyds Bank is extracting real value from its relationship with the SWIFT KYC Registry.

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    Access to payment systems

    Access to payment systems: what is the impact of the EU Referendum?

    Date: 26 September 2016

    If the UK’s negotiations to leave the EU mean that passporting arrangements cease to exist, financial institutions’ access to payment schemes could be set to change. James McMorrow, Head of Payment Strategy, Lloyds Bank, outlines why European and UK banks may wish to factor this into their planning for a post-Referendum world, and discusses potential strategies for retaining payment scheme access.

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    Time to get set for immediate payments

    Time to get set for immediate payments

    Date: 26 August 2016

    As the 10th anniversary of the UK’s Faster Payment Service nears, Mark Curran, Payments Tehcnical Services Director, Lloyds Bank, examines the latest developments in immediate payments – and outlines how financial institutions can prepare for a real-time environment.

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  • Financial Institutions

    Our global specialist financial institutions team works with some of the biggest banks and financial institutions around the world.

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  • Document - Icon

    Our client briefing document offers factual information on the mechanical and technical aspects of leaving the EU and helps business planning.

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  • The Banker Series

    Watch our masterclass videos with expert views on the issues that matter the most to business leaders.
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  • Awards and survey rankings

    Our mission is to be the best bank for customers. This support continues to be recognised across the financial services industry.
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  • International

    Through our hubs in Europe, North America and Asia, we support our international customers with a range of services from risk management and international trade to transaction banking and capital markets.

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  • Economics and Market Insight

    Our suite of economic reports and market intelligence provide leading insights, considered views and sound forecasts to help you respond to market developments with confidence. Subscribe today for timely, topical insight direct to your inbox.

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  • Contact us

    For more information, contact your local relationship director or use our online directory.

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Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

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