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If you have money tied up in invoices or other assets, our working capital finance solutions can help release these all-important funds to help keep your business moving.
With our Confidential Invoice Discounting and Invoice Factoring products you can release up to 90% of the value of your invoices typically within 24 hours of raising them. This can help you bridge the gap between invoice generation and payment, giving you much greater financial flexibility.
Working alongside our Confidential Invoice Discounting facility, our Asset Based Lending solution can help turn capital tied up in stock, property or plant and machinery into cash. It can be a cost-effective alternative to increasing the working capital of your business without slowing growth. If you’d like more information on working capital finance, talk to your relationship director or contact us.
All applications for our products and services are subject to eligibility criteria. Lloyds Bank Commercial Finance is a trading name of Lloyds Bank Commercial Finance Limited. Lloyds Bank Commercial Finance Scotland is a trading name of Lloyds Bank Commercial Finance Scotland Limited. The provision of credit or leasing services by us is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.
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For more information, contact your local relationship director or use our online directory.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.
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About Lloyds Bank
About the site
Visit our Bank of Scotland Business site
t: 0345 300 0268
Moving your account to us
t: 0345 606 0286
Visit our Business Banking site
t: 0845 072 5555
Moving your account to us
t: 0800 056 0056
Visit our Bank of Scotland Commercial Banking site
Visit our £1-£25m Commercial Banking website
t: 0800 022 4388
Alison Nicholson/Kirsty Livingstone
t: 0131 243 7049
We serve our customers in Scotland through Bank of Scotland Commercial Banking.
t: 07860 514 369
t: 077936 70071
Terry Koizou ACA BSc
t: 07500 890793
Head of Relationship Management, Corporate Real Estate
t: 0207 1582 930
Head of Mining, Minerals & Construction
t: 0207 1582 909
Head of Integrated Utilities
t: 0207 158 2978
Director, Head of Regulated Utilities
t: 0207 158 2931
t: 0207 158 8104
Head of Oil & Gas
t: 0207 158 2904
Director, Healthcare & Pharmaceuticals
t: 0207 158 3718
Relationship Director, Travel & Leisure
t: 0207 158 2945
Managing Director & Global Head of Transport, Logistics & Building Materials
t: 0207 158 2928
Relationship Director, Passenger Transport
t: 0207 158 6609
Relationship Director, Manufacturing
t: 0207 158 2953
Relationship Director, Chemicals
t: 0207 158 6728
t: 0207 1582 912
Head of Retail
t: 0207 158 2966
Director, Food Sector
t: 0207 158 6097
Relationship Director, Drinks & Tobacco
t: 0207 158 2971
Head of Technology, Media & Telecommunications
t: 0207 1582 975
t: 020 7158 2868
Head of Aerospace & Defence
t: 0207 158 1041
Head of Support Services
t: 0207 158 2957
Relationship Director, Business Services
t: 0207 158 2869
Commercial banking account services0345 982 5323
LloydsLink online helpdesk0870 900 2070The helpdesk is available from 8am to 6pm Monday to Friday, with the exception of bank holidays.
Corporate Online helpdesk0345 300 6444The helpdesk is available from 7.30am to 6pm Monday to Friday, with the exception of bank holidays.
How to voice your concerns
General enquiries0845 600 8526
Andrew Willett (interim)FI Capital & Asset Backed Solutionsandrew.firstname.lastname@example.org
Farouk RamzanHead of Capital Markets Originationfarouk.email@example.com
Simon AlloccaHead of Loan Marketssimon.firstname.lastname@example.org
Ian BrownHead of Acquisition Financeian.email@example.com
Andrew WillettHead of Risk Management Solutions and Strategic Client Solutionsandrew.firstname.lastname@example.org
Guillaume FleutiHead of Infrastructure & Energy email@example.com
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