• Working capital finance

    If you have money tied up in invoices or other assets, our working capital finance solutions can help release these all-important funds to help keep your business moving.

    With our Confidential Invoice Discounting and Invoice Factoring products you can release up to 90% of the value of your invoices typically within 24 hours of raising them. This can help you bridge the gap between invoice generation and payment, giving you much greater financial flexibility.

    Working alongside our Confidential Invoice Discounting facility, our Asset Based Lending solution can help turn capital tied up in stock, property or plant and machinery into cash. It can be a cost-effective alternative to increasing the working capital of your business without slowing growth. If you’d like more information on working capital finance, talk to your relationship director or contact us.


    All applications for our products and services are subject to eligibility criteria. Lloyds Bank Commercial Finance is a trading name of Lloyds Bank Commercial Finance Limited. Lloyds Bank Commercial Finance Scotland is a trading name of Lloyds Bank Commercial Finance Scotland Limited. The provision of credit or leasing services by us is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford. 


  • Document-icon

    Ensure you're up to date with our products and services' latest small print.

    Terms and conditions
  • icon - pie chart sands

    Timely and topical insight to your inbox.

    Sign up
  • contact icon - purple

    For more information, contact your local relationship director or use our online directory.

    Find a contact

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Please note that any data sent via e-mail is not secure and could be read by others.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.