• Deposit Products

    A range of deposit accounts to meet your business needs.

  • Deposit products

    Introducing our range of Deposit accounts

    Lloyds Bank Commercial Banking offers a range of deposit accounts which provide our customers with a choice of products to suit their needs - all with flexible features.

    When you have a surplus of corporate money or want an interest return from your cashflow, we have a number of options available.

    • Where you require instant access or a fixed interest rate, we listen to your immediate and strategic aims and build an appropriate deposit solution.
    • To meet your business needs, our deposit accounts can be made to measure, with a choice of options available for the term, currency and interest rate.
    • Our relationship directors take the time to get to know you by working with you to meet your business needs.

  • Want to receive our interest rates direct to your inbox on a monthly basis? Email us here with your business name and email address. Please note, some restrictions may apply and we will contact you to confirm.

  • Choosing the right product for your business

    Your Requirements Our Products How it Works Next Steps

    A flexible account that gives you access to your funds whenever you need them while providing you with managed rates of credit interest

    Corporate Call Account

     
    • Instant access to your funds when you need them
    • Receive credit interest which is calculated on your cleared daily balance
    • You can choose to receive interest at monthly or quarterly intervals
     

    View the current interest rates for this account

    To apply please contact your Relationship Team.

    Maximise variable interest rate with access to funds, subject to notice

    Notice Account

     
    • Receive a variable rate of interest which tracks the Bank of England Bank Rate (BoE) plus a margin
    • Access to funds permitted provided the relevant notice period is given
    • Available with various Notice period options – 32 day, 95 day and 175 day
    • If you make a Withdrawal from your Notice Account, the Interest Rate applied to the funds to be withdrawn will be the Reversion Rate. The Reversion Rate will apply for the duration of the notice period, from the date we receive your Withdrawal Instruction. Interest on the funds to be withdrawn will be paid at the end of the notice period.
    • Also available in EUR and USD
     

    View 32 Day Notice Factsheet

    View 95 Day Notice Factsheet

    View 175 Day Notice Factsheet

    View the current interest rates for this account



    To apply please contact us on
    0345 305 5555 or contact your Relationship Team.



    APPLY ONLINE

    Call Account with a monthly bonus if funds are not withdrawn in a calendar month

    Monthly Bonus Account

     
    • Accounts only available in Sterling (GBP)
    • Variable rate of interest payable will track the Bank of England Bank Rate (BoE)
    • For any calendar month where you meet the Bonus Payment Trigger, the Bonus Rate of Interest will be applied to the daily balance of your account
     

    View Product Factsheet

    View the current interest rates for this account



    To apply please contact us on
    0345 305 5555 or contact your Relationship Team.



    APPLY ONLINE

    Fixed rate of interest for a fixed term

    Fixed Term Deposit

     
    • Receive an enhanced fixed rate of interest for a fixed term from anywhere between overnight to 5 years
    • Also available in EUR and USD
    • No withdrawals or early termination permitted
     

    View Product Factsheet

    View the current rates for this account



    To apply please contact us on
    0345 305 5555 or contact your Relationship Team.



    APPLY ONLINE



    All applications for our products and services are subject to eligibility criteria. Other deposit solutions may be available. Please contact your Relationship Team or the Treasury Direct team on 0345 305 5555. We are available Monday to Friday 8am to 5pm.

  • Blue folderCurrent rates

    You can view the current rates applicable to the Corporate Call Account.

    For all other deposit accounts below, there is a minimum opening balance of £10,000 and a maximum balance of £5,000,000 and rates apply to deposits in sterling only. For deposits over £5,000,000, alternative terms or for more information on rates in other major currencies, please call us on 0345 305 5555. We are available 8am to 5pm Monday to Friday.

    All interest rates quoted below are indicative only and are for Corporate Businesses with a turnover of up to £350m p.a. They are not available for Local Authority and wider Government associated entities / Financial Institutions / larger Corporate entities. Please click here for Local Authority interest rates. Other exclusions may apply, please contact your Relationship Team or call 0345 305 5555 should you have any queries.

  • DEPOSIT ACCOUNTS TERM AER/GROSS* p.a. INTEREST RATE INTEREST PAYMENT

    32 Day Notice Call Account**

    No set term
    32 days’ notice required to make withdrawals or close the account

    0.57% (Bank of England Bank Rate (BoE)
    0.50% (variable) plus 0.07% (fixed))

    Calculated and paid daily

    95 Day Notice Call Account**

    No set term
    95 days’ notice required to make withdrawals or close the account

    0.70% (Bank of England Bank Rate
    0.50% (variable) plus 0.20% (fixed))

    Calculated and paid daily

    175 Day Notice Call Account**

    No set term
    175 days’ notice required to make withdrawals or close the account

    0.75% (Bank of England Bank Rate
    0.50% (variable) plus 0.25% (fixed))

    Calculated and paid daily

    Monthly Bonus Account***

    No set term

    0.50% (Bank of England Bank Rate (BoE)
    0.50% (variable) minus 0.25% (fixed) plus 0.25% bonus (fixed))

    Calculated and paid daily

    3 Month Fixed Term Deposit (FTD)

    3 months

    0.60% (fixed)

    At maturity

    6 Month Fixed Term Deposit (FTD)

    6 months

    0.70% (fixed)

    At maturity

    9 Month Fixed Term Deposit (FTD)

    9 months

    0.80% (fixed)

    At maturity

    12 Month Fixed Term Deposit (FTD)

    12 months

    0.95% (fixed)

    At maturity

    GBP Fixed Date (FTD)

    Maturity date 22/10/2018

    0.65% (fixed)

    At maturity

    GBP Fixed Date (FTD)

    Maturity date 28/05/2019

    0.85% (fixed)

    At maturity


    AER – The AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Gross Rate – Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs.

    **Product is linked to the current Bank of England Bank Rate. If you make a Withdrawal from your Notice Account, the Interest Rate applied to the funds to be withdrawn will be the Reversion Rate. The Reversion Rate will apply for the duration of the notice period, from the date we receive your Withdrawal Instruction. Interest on the funds to be withdrawn will be paid at the end of the notice period.

    *** Rate assumes no withdrawals are made and is linked to the current Bank of England Bank rate.

    Rates stated are available as at 22/06/2018 and expire on 02/08/2018. Lloyds Banking Group maintains the right to withdraw rates at our discretion during the offer period.

    Interest accrued on our Term Deposits are paid on maturity, unless the Term Deposit has a term of more than one year, in which case, accrued interest is paid annually and any remaining interest is paid at maturity.

    Terms and conditions apply; please contact us for further information.

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The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Please note that any data sent via e-mail is not secure and could be read by others.

Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169628 and 763256 respectively.