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We can offer you a wide range of services. Any charges for routine transactions on your account will always be agreed with you in advance, and we will give you a minimum of 30 days notice of any increase in charges, except for changes in Lloyds Bank Base Rate. There is no standing charge on your current account.
The domestic tariff charges for our most commonly used services are
set out below.
Tariff per itemCheque paid out59pDirect Debit40pStanding Order50pTransfer to another account in your name with a sort code starting 30-XX-XXFREEUnpaid cheque, Standing Order or Direct Debit returned due to lack of funds*£30Cash withdrawal by debit card at any Lloyds Bank Cashpoint®No chargeCash withdrawal by debit card at another bank's ATM42pOther debits including CHAPS and Faster Payments** payments59p* If we have to return one of your cheques, standing orders or Direct Debits due to lack of funds we will make a charge. If we are unable to pay an item for a technical reason i.e. a cheque is out of date we will advise you, but not make a charge.** Electronic transfer schemes for sending payments. This charge applies to posting the transaction to your account and not the charge associated with the transmission of the payment.
* If we have to return one of your cheques, standing orders or Direct Debits due to lack of funds we will make a charge. If we are unable to pay an item for a technical reason i.e. a cheque is out of date we will advise you, but not make a charge.
** Electronic transfer schemes for sending payments. This charge applies to posting the transaction to your account and not the charge associated with the transmission of the payment.
Tariff per itemCredit paid in at any Lloyds Bank branch75pCredit paid in at another branch75pCredit paid in via a night safe£2.75Charge per cheque (non-bulk) paid in28pAutomated credits (including Faster Payments)15pTransfer from another account in your name with a sort code starting 30-XX-XXFREEOther credits including CHAPS receipts75p
TariffBorrowingBoth the loan terms and ratesBy agreementOverdraft interest rateBorrowing within your agreed facilityBy agreementBorrowing above your agreed facility22.5% over Bank of England Bank RateArrangement feeFee charged for agreeing and arranging a loan or overdraftThe standard fee is 1.5% (minimum £300)A fee will also be charged on renewal of overdraft facilityThe renewal fee is 1% (minimum £300)Security feeThe costs involved in completing any security will be recovered from youA scale of charges is available on requestManagement feeManagement fees will be charged for any additional work incurred when dealing with your business needs. This fee will be agreed with you in advance.By agreement
Establishment of Direct DebitsNo chargeEstablishment of Standing OrdersNo charge
Tariff per itemBanker's DraftA cheque raised by the Bank to guarantee payment£10
Special cheque presentationA cheque paid into your account, sent direct to another branch or bank for payment£10 inclusive of VATManual InstructionsCHAPS payment£30StatementsYou will receive a regular statement of your accountNo chargeInterim statementsCan be ordered from a branch or service centre£3Can be ordered from a Cashpoint® machineNo chargeCopy statementsLast statement (if lost or not received)No chargeEarlier statement£5 per sheetStatement posted to multiple addresses£1 per additional sheetVouchers with statementsIf you require us to return some or all of your vouchers with your statements£6 per sheetAudit letterDetails of balances and other information provided, with your authority, to your accountant£25 per hour (minimum £25) plus VATBanker's reference/Status enquiry£10.21 inclusive of VATStanding Orders and Direct DebitsFor a list of your Standing Orders and Direct DebitsNo chargeBacs Setting up a new Bacs Service User Number £250 minimum for application including Direct Debit
£150 for Direct Credit only applicationBacs file submitted
via own software or Commercial Bureaumulti processing file submission and for each individual day section
£4Bacs– debit or credit item10pBacs – setting up a new Direct Debit request10pBacs recall£5 per recallBacs trace£5 per traceSmart CardNew, replacement or renewal Smart Card used to secure direct submission of files to Bacs£30 per Smart Card plus VATHardware Security Module (HSM) Certificate£500 per HSM plus VATTelepay – debit or credit item32pBacs or Telepay excessYou can use a range of electronic payment systems, which require a payment limit. However, we will charge you on each occasion that you exceed your limit without prior agreement£50Provision of sweep facilitiesTransaction charge for transfer of funds between the business current account and other accountsNo chargeSweep, also known as auto transfersDaily: £10 per month
Weekly: £7 per month
Monthly: £5 per month
Setting up a new Bacs Service User Number
£250 minimum for application including Direct Debit
£150 for Direct Credit only application
Tariff per itemCash paid in over the counter or received by post53p per £100Cash paid out over the counter at any Lloyds Bank branch53p per £100Cash exchanging£2 per £100Recall of automated credit standing order£5Stopped chequeif not lost or stolen, your instruction to us not to pay a cheque you have issuedif the cheque has been lost or stolen.
No chargeSWIFT Data ReportingPlease contact your Relationship DirectorProvision of a debit cardNo charge
If a cheque credited to your account is returned to us unpaid by another bank or branch, for any reason, we will debit your account, advise you and either return it to you or present it again for paymentNo charge
Typical tariff per itemCurrency accountsMaintenance fee (includes transfer to/from sterling account)£5 per monthCash paid in or out£2 per £100 (minimum £3) plus £10 administration feeCheque paid£5OtherStatus enquiries£20 each (including VAT)Telex request (optional)An additional £10 each (including VAT)Letters of introduction£20 each (including VAT)SWIFT Data ReportingPlease contact your Relationship DirectorNote: Where the transaction is in a different currency from the account (including sterling) the appropriate rate of exchange will be advised to you at the time of the transaction.
Note: Where the transaction is in a different currency from the account (including sterling) the appropriate rate of exchange will be advised to you at the time of the transaction.
Typical tariff per itemBank transferA handling charge will be deducted unless the person sending the money has elected to pay thisUp to £100, £2Over £100, £7
Cheque negotiationWe retain the right of recourse if the cheque is later returned unpaidUp to £100, £5
Over £100, 25p per £100, per currency, per country (minimum £8; maximum £80)Cheques expressed in a different currency from the country upon which the cheque is drawn. There will be an interest charge for the number of days Lloyds Bank is out of funds for cheques expressed in sterling drawn on a country other than the UKUp to £100, £5Over £100, 25p per £100, per currency, per country (minimum £8; maximum £80)Cheque collectionDepending on the country involved, collection can take from a few days to over a month – the charge is taken whether the cheque is paid or notUp to £100, £5Over £100, 25p per £100, per cheque (minimum £15; maximum £80).Unpaid chequesFor negotiations the value of the cheque will be debited to your account using the prevailing exchange rate. This means that the amount debited to your account may differ to the amount originally credited. Note: Where the transaction is in a different currency from the account (including sterling), the appropriate rate of exchange will be advised to you at the time of the transaction.£5 handling charge
Typical tariff per itemCharges apply to payment instructions submitted directly to a Service
Centre. For details of our tariff for payments submitted electronically, please contact your relationship manager.Standard International MoneymoverFor less urgent payments (excluding euro) – normally received by the beneficiary within three to five working days25p per £100 (minimum £13; maximum £40) inclusive of transmission and one chaser* in case of non-receiptAgents ChargesPlease note, further agents charges may be applied to international payments. Please contact your Releationship Manager for further information.Express International MoneymoverFor urgent payments (excluding euro) the fastest way to send money overseas – normally received by the beneficiary within three working daysAs Standard International Moneymover plus £6 Agents ChargesPlease note, further agents charges may be applied to international payments.
Please contact your Releationship Manager for further information.Euro International Moneymover** **Payment instructions that do not contain a valid Bank Identifier Code (BIC) and an International Bank Account Number (IBAN) will have an additional charge of £7 applied.Normally received by the beneficiary same day or within three working days25p per £100 (minimum £16; maximum £40) inclusive of transmission and one chaser* in case of non-receiptInternational Draft Payable AbroadDrafts can be supplied in various currencies£10Cancellation/AmendmentsApplicable to all payment types. International Drafts cannot be amended once issued.Note: We cannot guarantee the cancellation, as funds may already have been paid to the beneficiary. If this happens, we will refund the recall fee. Where the transaction is in a different currency from the account to be debited (including sterling), the appropriate rate of exchange will be advised to you at the time of the transaction.£20*ChasersChasers for non-receipt£10 - £15 each
For full details of our Trade Tariffs including Letters of Credit, Documentary Collections, Guarantees and Standby Letters of Credit, please see our dedicated brochure.
Typical tariff per itemTo other currency accountsNo chargeTo sterling accountsNo charge
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Business customers will be covered.
Find your way
Products and services
Banking with us
About Lloyds Bank
About the site
Visit our Bank of Scotland Business site
t: 0345 300 0268
Moving your account to us
t: 0345 606 0286
Visit our Business Banking site
t: 0845 072 5555
Moving your account to us
t: 0800 056 0056
Visit our Bank of Scotland Commercial Banking site
Visit our £1-£25m Commercial Banking website
t: 0800 022 4388
Alison Nicholson/Kirsty Livingstone
t: 0131 243 7049
We serve our customers in Scotland through Bank of Scotland Commercial Banking.
t: 07860 514 369
t: 077936 70071
Head of Relationship Management, Corporate Real Estate
t: 0207 1582 930
Head of Mining, Minerals & Construction
t: 0207 1582 909
Head of Integrated Utilities
t: 0207 158 2978
Director, Head of Regulated Utilities
t: 0207 158 2931
t: 0207 158 8104
Head of Oil & Gas
t: 0207 158 2904
Director, Healthcare & Pharmaceuticals
t: 0207 158 3718
Relationship Director, Travel & Leisure
t: 0207 158 2945
Managing Director & Global Head of Transport, Logistics & Building Materials
t: 0207 158 2928
Relationship Director, Passenger Transport
t: 0207 158 6609
Relationship Director, Manufacturing
t: 0207 158 2953
Relationship Director, Chemicals
t: 0207 158 6728
t: 0207 1582 912
Head of Retail
t: 0207 158 2966
Director, Food Sector
t: 0207 158 6097
Relationship Director, Drinks & Tobacco
t: 0207 158 2971
Head of Technology, Media & Telecommunications
t: 0207 1582 975
t: 020 7158 2868
Head of Aerospace & Defence
t: 0207 158 1041
Head of Support Services
t: 0207 158 2957
Relationship Director, Business Services
t: 0207 158 2869
Commercial banking account services0345 982 5323
LloydsLink online helpdesk0870 900 2070The helpdesk is available from 8am to 6pm Monday to Friday, with the exception of bank holidays.
Corporate Online helpdesk0345 300 6444The helpdesk is available from 7.30am to 6pm Monday to Friday, with the exception of bank holidays.
How to voice your concerns
General enquiries0845 600 8526
Andrew Willett (interim)FI Capital & Asset Backed Solutionsandrew.firstname.lastname@example.org
Farouk RamzanHead of Capital Markets Originationfarouk.email@example.com
Simon AlloccaHead of Loan Marketssimon.firstname.lastname@example.org
Ian BrownHead of Acquisition Financeian.email@example.com
Andrew WillettHead of Risk Management Solutions and Strategic Client Solutionsandrew.firstname.lastname@example.org
Guillaume FleutiHead of Infrastructure & Energy email@example.com
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