• Our People

  • Building and maintaining strong relationships is at the core of Lloyds Bank Commercial Banking. This is critical in today’s fast changing marketplace.

    Every business has milestones ahead – the experience of our team can help you meet yours with confidence.

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  • Senior Team
  • Regional Specialists
  • Sector Specialists
  • Product Experts
  • Economic Experts
  • Area Directors

Senior Team

  • David Oldfield

    David Oldfield

    Group Director & CEO, Commercial Banking

    David was appointed as Group Director for Commercial Banking in September 2017, responsible for supporting corporate clients from SMEs through Mid Markets to Global Corporates and Financial ...

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    Ed Thurman thumb

    Edward Thurman

    Managing Director, Global Transaction Banking

    Ed joined Lloyds Banking Group in August 2008 as a Director in Group Corporate Development. He was responsible for the development and formulation of the Group’s corporate strategy and was a ...

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    James Garvey thumb

    James Garvey

    Managing Director, Commercial Banking Markets

    James joined the Group in September 2009 to manage capital markets and portfolio management; these businesses work in partnership with the relationship management teams to deliver financing and risk ...

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    John Feeney

    John Feeney

    Managing Director, Global Corporates, Commercial Banking, Lloyds Bank

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    Mark Grant

    Mark Grant

    CEO, Lloyds Bank Corporate Markets

    Mark has enjoyed a varied career with Lloyds Banking Group both within the UK and internationally, encompassing roles in client coverage, Risk, and Capital Markets. His time in Risk included three ...

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    Matt Hubbard

    Matt Hubbard

    People Director, Commercial Banking

    Matt Hubbard is People Director for Commercial Banking, and a member of the Commercial Banking Management Group. Matt originally joined Lloyds Banking Group in April 2010.

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Regional Specialists

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    Steve Harris

    Regional Director, Yorkshire, Commercial Banking, Lloyds Bank

    Steve is responsible for a team of over 20 bankers in the Yorkshire market, covering over 200 corporate businesses and helping the county and wider UK economy to prosper.

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    Mark Burton Thumb

    Mark Burton

    Regional Managing Director, London & South, Commercial Banking, Lloyds Bank

    Mark is responsible for the northern franchise of mid markets, together with driving the strategy, ultimate balance sheet and profit and loss budget delivery for mid cap customer segments across the ...

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    David Richardson

    David Richardson

    Regional Managing Director, Midlands, East & South West, Commercial Banking, Lloyds Bank

    David has a national overview of manufacturing businesses and also supports our customer relationships with Lex Autolease. He also serves as Lloyds Group Regional Chairman across the Midlands.

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    Ender Tanar

    Ender Tanar

    Managing Director, Head of Central Europe, Global Corporates, Commercial Banking, Lloyds Bank

    Ender leads the regional corporate coverage teams in Amsterdam and Frankfurt, which work closely with the sector and product specialist teams in London.

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    Vincent Bourlet

    Managing Director & Head of Corporate France, Commercial Banking, Lloyds Bank

    Vincent has extensive experience in the investment and corporate sectors in France, working across a broad range of clients and industries. He leads the commercial banking team for France and ...

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    Stefan Friedhoff

    Stefan Friedhoff

    Head of Global Corporates, Asia

    Since January 2016, Stefan has lead the Global Corporates business in Asia, taking 20 years of banking experience with him into the Asian market. The approach is to engage the Asia Pacific region ...

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Sector Specialists

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    Edward Thurman

    Managing Director, Global Transaction Banking

    Ed joined Lloyds Banking Group in August 2008 as a Director in Group Corporate Development. He was responsible for the development and formulation of the Group’s corporate strategy and was a ...

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    Robert Ellison

    Robert Ellison

    Managing Director, Head of Banks

    Rob has fifteen years’ experience advising financial institutions on issues related to capital markets financing, balance sheet management and regulatory capital. Prior to starting with Lloyds Bank ...

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    Bill Cooper Thumb

    Bill Cooper

    Managing Director, Head of Insurance and Specialist Finance

    Bill joined Lloyds Bank in 1986 as a graduate management trainee, and holds a degree from the University of Cambridge. He has been working with clients in the insurance industry for over 20 years and ...

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    Robert Hare

    Managing Director, Head of Pensions, Wealth and Stockbrokers

    Robert has a wealth of experience from leading many different types of businesses from asset finance, motor finance, invoice discounting, housing finance to property finance, and was responsible for ...

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    Oliver Knight thumb

    Oliver Knight

    Managing Director, Head of Group, Government & Regulatory Solutions

    Oliver joined Lloyds in October 2014. Prior to this, Oliver worked at Accenture in their Financial Services Strategy practice where he advised executives at a number of universal banking and ...

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    Andrew Ryan thumb

    Andrew Ryan

    Managing Director, Head of Investors and Intermediaries

    Andrew is Managing Director & Global Head of Investors & Intermediaries in the Financial Institutions Group. He joined Lloyds in March 2010 and has held several leadership roles within the ...

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    Stephen Quinn thumb

    Stephen Quinn

    Head of Financial Sponsors

    Stephen has been with the Group since 2001 and has worked in the private markets arena throughout this time. Stephen has extensive deal execution experience in the UK and across Europe and has ...

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    Tony Oakley thumb

    Tony Oakley

    Head of Social Housing, Mid Markets, Commercial Banking, Lloyds Bank

    Tony joined Lloyds Banking Group in 2002 and is currently Head of the Lloyds Bank Social Housing finance team having national responsibility for over 280 clients and over £12 billion of lending.

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    Keith Richardson 84px

    Keith Richardson

    Managing Director, Retail

    Keith joined Lloyds Bank in 2007, having spent the previous 28 years at Tesco PLC, creating their treasury team in the early 1980’s and supported their international expansion in central Europe in ...

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    Elena Paitra 84px

    Elena Paitra

    Managing Director, Food, Beverages and Tobacco Global Corporates, Commercial Banking

    Elena heads the Food, Beverages & Tobacco Sector Coverage within Global Corporates and is a member of GC’s Executive Committee.

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    Simon Allocca 84px

    Simon Allocca

    Managing Director & Global Head of Industrials. Global Corporates, Commercial Banking

    Simon is part of the Global Corporates Leadership team and is responsible for the coverage of the Industrials Sector being responsible for 9 separate industries including A&D, Auto’s, Healthcare, ...

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    James Schofield

    Managing Director, Global Head of Technology, Media and Telecommunications (TMT)

    James is a member of Global Corporate’s Leadership Team as Global Head of TMT and joined Lloyds Banking Group in 2006. His team is responsible for the coverage and strategy of Lloyds Bank’s high ...

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    Stefan Friedhoff thumb

    Stefan Friedhoff

    Managing Director, Mining & Commodities, Global Corporates, Commercial Banking

    Stefan is an accomplished senior banker with 20 years of experience across multiple industry verticals. Stefan joined Lloyds Bank in 2006 and currently leads the Mining and Commodities sectors within ...

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Product Experts

  • Ian Brown Thumb

    Ian Brown

    Head of Acquisition Finance Origination, Commercial Banking, Lloyds Bank

    Ian Brown is a Managing Director and Head of Acquisition Finance Origination at Lloyds Banking Group, leading a team of more than 60 origination professionals.

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    Farouk Ramzan Thumb

    Farouk Ramzan

    Managing Director, Head of Commercial Banking - Europe, Lloyds Bank

    Farouk took up his current role at Lloyds Bank in 2007, a position that involves building the corporate debt capital market platform as part of a client-focused debt product suite.

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    John Salter Thumb

    John Salter

    Global Corporates and Financial Institutions Director, Global Transaction Banking, Commercial Banking, Lloyds Bank

    John is responsible for designing and delivering the growth strategy for cash management and payments, a key pillar of Transaction Banking (TB). He also built a new sales advisory team to support ...

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    Andrew Willett Thumb

    Andrew Willett

    Head of Corporate Sales, Commercial Banking, Lloyds Bank

    Andrew joined at Lloyds Bank in 2002, heading up the major corporate risk management solutions team through sector specialism. From 2013, he became responsible for strategic client solutions, a team ...

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    Dave Wills Thumb

    Dave Wills

    Head of Sales, Commercial Cards & Acquiring Services, Consumer Finance, Lloyds Bank

    Heading up sales at commercial cards and Cardnet®, Dave’s most recent experience has included wider profit and loss responsibility. On a broader level, he has built and led a new sales team, looking ...

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    Guillaume Fleuti

    Head of Infrastructure and Energy, Commercial Banking, Lloyds Bank

    Guillaume Fleuti heads the Infrastructure & Energy team at Lloyds Bank. Guillaume joined Lloyds Bank in 2009 and has over 14 years of experience in Capital Markets. Guillaume has actively ...

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    Christophe Coutte

    Christophe Coutte

    Head of Traded Products, Commercial Banking, Lloyds Bank

    Christophe joined Lloyds Bank in April 2013. He oversees a £326 million budget and leads a team of 24 traders, delivering rates products to clients across all segments. This includes calibrating and ...

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    John Robson

    SME Client Coverage Director, Global Transaction Banking, Commercial Banking, Lloyds Bank

    John joined Lloyds Bank in 1977 and has held leadership positions across both the retail and commercial banking network. He currently serves as Coverage Director for the Bank’s SME clients, working ...

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    Juan Blasco

    Head of Credit Products, Commercial Banking, Lloyds Bank

    Juan joined Lloyds Bank in October 2012 as Head of Credit Products in Financial Markets, helping interaction with clients to bring together issuers and investors.

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    Patrick Sherrington Thumb

    Patrick Sherrington

    Head of Corporate Asset Finance, Commercial Banking, Lloyds Bank

    Patrick Sherrington joined Lloyds in January 2007 as Director, Corporate Asset Finance and became Head of Corporate Asset Finance on 12th October 2012, (and acting as Interim Head since July 2012).

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    Gordon Ferguson thumbnail

    Gordon Ferguson

    Head of Hire Purchase & Leasing, Commercial Banking, Lloyds Bank

    Gordon leads the asset finance teams that provide lending for business equipment like cars, vans, trucks, busses and plant machinery. He oversees four external sales teams and one direct team, as ...

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Economic Experts

  • Adam Chester 16-12-15 Thumb

    Adam Chester

    Head of Economics, Commercial Banking, Lloyds Bank

    Adam leads the economics team, providing detailed analysis of the macroeconomic and financial market operating environment. His team aims to educate and inform clients about the key economic and ...

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    Hann-Ju Ho 16-12-15 Thumb

    Hann-Ju Ho

    G-10 Economist, Commercial Banking, Lloyds Bank

    Hann covers the major advanced economies, including responsibility for the team’s flagship publications for the corporate client base. His role requires in-depth analysis and forecasting of key ...

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    Jeavon Lolay 16-12-15 Thumb

    Jeavon Lolay

    Head of Economics & Market Insight, Commercial Banking, Lloyds Bank

    Jeavon has over 20 years’ professional experience as an economist, specialising in worldwide macroeconomic developments and financial markets. He currently leads the team and oversees all ...

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Area Directors

  • Glenn Bemment - thumb

    Glenn Bemment

    Regional Director, North West, Commercial Banking, Lloyds Bank

    In the Commercial Banking business, Glenn is responsible for clients with turnovers between £25 million and £750 million. His department is broken into teams that look after medium-sized businesses ...

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    Mike Mullaney

    Regional Director, North East, Commercial Banking, Lloyds Bank

    Mike and his team specialise in making successful and innovative transactions across a range of industry sectors – from food processing to coal mining and most things in between. They’ve delivered ...

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    Philip Fulton

    Regional Director, East of England, Commercial Banking, Lloyds Bank

    Philip leads a team that provides a range of commercial banking services to businesses in the East of England. He took up this role in 2010 after being appointed to a similar position with Bank of ...

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    Dene Jones Thumb

    Dene Jones

    Regional Director, East Midlands, Commercial Banking, Lloyds Bank

    Dene leads a team that supports mid market clients across Derbyshire, Leicestershire, Lincolnshire and Nottinghamshire. They provide public and private sector businesses with tailored funding, risk ...

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    Steve Clarke

    Regional Director, West Midlands, Commercial Banking, Lloyds Bank

    Steve has worked in the banking sector for over 35 years and is currently the Regional Director of the largest area team in Mid Markets. His team covers business in the £25 million to £750 million ...

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    Mark Amis - thumb

    Mark Amis

    Regional Head of Education, Charities and Governments, Commercial Banking, Lloyds Bank

    Mark leads a team who provide a full range of banking and financial services to Education, Charities and Government clients in the Midlands, East and South West.

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    Jason Evans thumbnail

    Jason Evans

    Regional Director, South West & South Wales, Commercial Banking, Lloyds Bank

    As Regional Director, Jason is tasked with increasing the regional corporate banking team and its range of products and services to businesses across South Wales and Severnside. He joined Lloyds Bank ...

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    Terry Koizou

    Terry Koizou

    Regional Director, London and South East, Commercial Banking, Lloyds Bank

    Terry is the Regional Business Development Director across London & South East, leading a team of 18 Business Developers, with a focus on supporting the growth strategies of Mid-Market businesses ...

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    Richard Meddelton

    Richard Meddelton

    Regional Head of Education, Charities and Governments, Commercial Banking, Lloyds Bank

    Richard is our London-based Area Director heading up the professionals, charities and Government sector teams. Richard has 30 years’ banking experience and previously worked for Barclays, RBS and ...

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    Simon Bumfrey

    Area Director, Manufacturing, Industrials, Technology, Media & Telecoms, London, Commercial Banking, Lloyds Bank

    Simon leads a team of 20 corporate bankers specialising in Manufacturing & Industrials (including Housebuilders), Technology, Media and Telecommunications (TMT) sectors with turnovers of between ...

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    David Cleary 1

    David Cleary

    Area Director, Professional Services, House builders, Construction and Hotels team for London

    David leads a team of 25 corporate bankers responsible for the Bank’s relationships with firms in the Professional Services, Housebuilding, Construction & Hotel sectors.

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    Allan Ramsay thumb

    Allan Ramsay

    Area Director, Consumer and Business Services, London, Commercial Banking, Lloyds Bank

    Allan is responsible for the client-facing Consumer & Business Services team in Mid Markets, London which specialises in a variety of sectors including Retail, Wholesale, Recruitment, Facilities ...

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    Nicola Haigh 2

    Nicola Haigh

    Regional Director, Thames Valley and South East

    Nicola is the Regional Director for the Thames Valley & South East Mid Markets region. With a team of 29 and operating across 3 offices; Reading, Gatwick and Southampton, she oversees a variety of ...

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Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.