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Building and maintaining strong relationships is at the core of Lloyds Bank Commercial Banking. This is critical in today’s fast changing marketplace.
Every business has milestones ahead – the experience of our team can help you meet yours with confidence.
Andrew Bester, Group Director and Chief Executive, Commercial Banking, was appointed in 2012 and is responsible for implementing and executing Lloyds strategy for serving its business clients ranging ...
Tim was appointed to this senior position to manage SME and Mid Markets within Lloyds Bank in 2013. His department is responsible for supporting small, medium-sized and mid corporate businesses ...
Clare has over 25 years of experience in advising diverse clients across all aspects of risk and financing. She joined Lloyds Bank in 2006 as Managing Director of Sales, responsible for distributing ...
Ed joined Lloyds Banking Group in August 2008 as a Director in Group Corporate Development. He was responsible for the development and formulation of the Group’s corporate strategy and was a ...
Richard joined Lloyds Bank in March 2012 and is presently Managing Director, Financial Markets, drawing on a career spanning 25 years in the financial services industry.
James joined the Group in September 2009 to manage capital markets and portfolio management; these businesses work in partnership with the relationship management teams to deliver financing and risk ...
Martin is Co-Head and CEO for LDC and is responsible for all LDC’s executive and operational matters, and has leadership of the Midlands, North and South West Investment teams.
Chris is Co-Head and CEO for LDC and co-responsible for all LDC’s executive and operational matters, and has leadership of the London, Scotland and South investment teams.
As part of the Group’s senior team, Stephen spearheads risk management strategy for Commercial Banking. He was appointed to his current role in November 2012 shortly after joining Lloyds Bank as ...
Nick joined the Group as Finance Director in 2012, drawing on over two decades of experience in the financial sector where he has held several senior roles in investment banking.
Hugh has played a lead HR role in several strategic reviews and mergers/acquisitions during his time with the Group. These include the Halifax/Bank of Scotland merger, re-organisation of the Group's ...
Steve is responsible for a team of over 20 bankers in the Yorkshire market, covering over 200 corporate businesses and helping the county and wider UK economy to prosper.
Mark is responsible for the northern franchise of mid markets, together with driving the strategy, ultimate balance sheet and profit and loss budget delivery for mid cap customer segments across the ...
David has a national overview of manufacturing businesses and also supports our customer relationships with Lex Autolease. He also serves as Lloyds Group Regional Chairman across the Midlands.
Alasdair is responsible for leading the commercial banking business in Scotland, covering clients with a turnover of £1m to £750m. He heads a team of 120 Relationship Directors based across three Mid ...
Mark joined Lloyds Bank in 1978 and has built a varied career with the Group, encompassing roles in client coverage (SME through to Global Corporates), Risk (Chief Credit Officer, USA, Head of Risk ...
Ender leads the regional corporate coverage teams in Amsterdam and Frankfurt, which work closely with the sector and product specialist teams in London.
Vincent has extensive experience in the investment and corporate sectors in France, working across a broad range of clients and industries. He leads the commercial banking team for France and ...
Rob has fifteen years’ experience advising financial institutions on issues related to capital markets financing, balance sheet management and regulatory capital. Prior to starting with Lloyds Bank ...
Robina joined the Group in March 2007, where she was head of the team responsible for the Bank’s relationships with Credit funds. This expanded to cover all Financial Sponsors in 2010 and she is ...
Bill joined Lloyds Bank in 1986 as a graduate management trainee, and holds a degree from the University of Cambridge. He has been working with clients in the insurance industry for over 20 years and ...
Robert has a wealth of experience from leading many different types of businesses from asset finance, motor finance, invoice discounting, housing finance to property finance, and was responsible for ...
Oliver joined Lloyds in October 2014. Prior to this, Oliver worked at Accenture in their Financial Services Strategy practice where he advised executives at a number of universal banking and ...
As Deputy Chair of the Financial Institutions Executive Committee, Mark has a diverse range of responsibilities across client services, finance, risk, change, data and people. He collaborates with ...
Tony joined Lloyds Banking Group in 2002 and is currently Head of the Lloyds Bank Social Housing finance team having national responsibility for over 280 clients and over £12 billion of lending.
Simon is developing loan markets to better support his clients.
Ian Brown is a Managing Director and Head of Acquisition Finance Origination at Lloyds Banking Group, leading a team of more than 60 origination professionals.
Cris is charged with several responsibilities, including the management of the credit valuation adjustment (CVA) pool for derivatives; overseeing the capital risk weight asset targets for ...
Farouk took up his current role at Lloyds Bank in 2007, a position that involves building the corporate debt capital market platform as part of a client-focused debt product suite.
John is responsible for designing and delivering the growth strategy for cash management and payments, a key pillar of Transaction Banking (TB). He also built a new sales advisory team to support ...
Andrew joined at Lloyds Bank in 2002, heading up the major corporate risk management solutions team through sector specialism. From 2013, he became responsible for strategic client solutions, a team ...
Heading up sales at commercial cards and Cardnet®, Dave’s most recent experience has included wider profit and loss responsibility. On a broader level, he has built and led a new sales team, looking ...
Adrian is currently Managing Director of Product, Global Transaction Banking – the largest Commercial Banking business by contribution to client income. Adrian has led this team which spans three hub ...
Guillaume Fleuti heads the Infrastructure & Energy team at Lloyds Bank. Guillaume joined Lloyds Bank in 2009 and has over 14 years of experience in Capital Markets. Guillaume has actively ...
David has headed up the leveraged loan syndicate and high yield capital markets team since he joined Lloyds Bank in 2007 from RBS. The team arranges and underwrites leveraged loans and high yield ...
Christophe joined Lloyds Bank in April 2013. He oversees a £326 million budget and leads a team of 24 traders, delivering rates products to clients across all segments. This includes calibrating and ...
John joined Lloyds Bank in 1977 and has held leadership positions across both the retail and commercial banking network. He currently serves as Coverage Director for the Bank’s SME clients, working ...
Adam's career in the financial services industry spans more than 25 years. Joining Lloyds Bank in 2013, he brings a wealth of industry experience and knowledge to his position, heading a team ...
Andrew joined Lloyds Bank in March 2010. He leads a team that prices and executes all public and private bond transactions for the Bank’s sovereign, financial, corporate, asset-backed solutions and ...
Juan joined Lloyds Bank in October 2012 as Head of Credit Products in Financial Markets, helping interaction with clients to bring together issuers and investors.
Patrick Sherrington joined Lloyds in January 2007 as Director, Corporate Asset Finance and became Head of Corporate Asset Finance on 12th October 2012, (and acting as Interim Head since July 2012).
Gordon leads the asset finance teams that provide lending for business equipment like cars, vans, trucks, busses and plant machinery. He oversees four external sales teams and one direct team, as ...
Adam leads the economics team, providing detailed analysis of the macroeconomic and financial market operating environment. His team aims to educate and inform clients about the key economic and ...
Hann covers the major advanced economies, including responsibility for the team’s flagship publications for the corporate client base. His role requires in-depth analysis and forecasting of key ...
Jeavon has over 20 years’ professional experience as an economist, specialising in worldwide macroeconomic developments and financial markets. He currently leads the team and oversees all ...
Dave is currently responsible for the Manchester office, with 25 staff and a wide range of over 200 clients with turnover in excess of £15 million. These include many owner-managed businesses and ...
In the Commercial Banking business, Glenn is responsible for clients with turnovers between £25 million and £750 million. His department is broken into teams that look after medium-sized businesses ...
Tim was appointed Area Director for South and East Yorkshire in 2009, and has prime responsibility running the Sheffield office. He is part of a team that looks after the banking relationships of 110 ...
Mike and his team specialise in making successful and innovative transactions across a range of industry sectors – from food processing to coal mining and most things in between. They’ve delivered ...
Philip leads a team that provides a range of commercial banking services to businesses in the East of England. He took up this role in 2010 after being appointed to a similar position with Bank of ...
Dene leads a team that supports mid market clients across Derbyshire, Leicestershire, Lincolnshire and Nottinghamshire. They provide public and private sector businesses with tailored funding, risk ...
Steve has worked in the banking sector for over 35 years and is currently the Area Director of the largest area team in Mid Markets. His team covers business in the £25 million to £750 million ...
Mark leads a team who provide a full range of banking and financial services to Education, Charities and Government clients in the Midlands, East and South West.
Clive is responsible for Mid Market clients with a turnover greater than £25m and leads our relationship teams based in Bristol, Taunton, Exeter and Plymouth. He brings more than 30 years of ...
As Area Director, Jason is tasked with increasing the regional corporate banking team and its range of products and services to businesses across South Wales and Severnside. He joined Lloyds Bank in ...
Matt is responsible for leading client-facing teams in the trade, industrials and services sectors within London ’s mid markets area. Since assuming his role in 2012, Matt and his team have focused ...
Richard is our London-based Area Director heading up the professionals, charities and Government sector teams. Richard has 30 years’ banking experience and previously worked for Barclays, RBS and ...
Simon leads a team of 20 corporate bankers specialising in Manufacturing & Industrials (including Housebuilders), Technology, Media and Telecommunications (TMT) sectors with turnovers of between ...
Russell’s 26 year career with Lloyds Bank has spanned multiple locations, but until three years ago was mostly based in London. He has fulfilled a variety of leadership roles in corporate and ...
Neil is the Thames Valley and South Area Director for Lloyds Bank Commercial Banking and is responsible for mid market clients with a turnover of £25 million and over.
Allan is responsible for the client-facing Consumer Services team in Mid Markets, London which specialises in the Healthcare, Retail, Hotel, Leisure and Hospitality sectors.
Caroline has been with the group for over 25 years and her career has spanned across a variety of businesses including Retail, International, Leverage Finance, Business Support Unit and Commercial ...
Douglas is responsible for leading client-facing teams in the business services and professionals sectors within London’s mid markets area.
Timely and topical insight to your inbox
For more information, contact your local relationship director or use our online directory.
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The Lloyds Bank Gameplan report sets out to analyse some of the key issues of ...
Declan Curry shares his view on the headline stories for British businesses as ...
Entrepreneurialism is associated with start-ups but established businesses who ...
Unlocking innovation and driving it through to successful commercialisation is ...
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Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all Business customers will be covered.
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About Lloyds Bank
About the site
Visit our Bank of Scotland Business site
t: 0345 300 0268
Moving your account to us
t: 0345 606 0286
Visit our Business Banking site
t: 0845 072 5555
Moving your account to us
t: 0800 056 0056
Visit our Bank of Scotland Commercial Banking site
Visit our £1-£25m Commercial Banking website
t: 0800 022 4388
Alison Nicholson/Kirsty Livingstone
t: 0131 243 7049
We serve our customers in Scotland through Bank of Scotland Commercial Banking.
t: 07860 514 369
t: 077936 70071
Terry Koizou ACA BSc
t: 07500 890793
Head of Relationship Management, Corporate Real Estate
t: 0207 1582 930
Head of Mining, Minerals & Construction
t: 0207 1582 909
Head of Integrated Utilities
t: 0207 158 2978
Director, Head of Regulated Utilities
t: 0207 158 2931
t: 0207 158 8104
Head of Oil & Gas
t: 0207 158 2904
Director, Healthcare & Pharmaceuticals
t: 0207 158 3718
Relationship Director, Travel & Leisure
t: 0207 158 2945
Managing Director & Global Head of Transport, Logistics & Building Materials
t: 0207 158 2928
Relationship Director, Passenger Transport
t: 0207 158 6609
Relationship Director, Manufacturing
t: 0207 158 2953
Relationship Director, Chemicals
t: 0207 158 6728
t: 0207 1582 912
Head of Retail
t: 0207 158 2966
Director, Food Sector
t: 0207 158 6097
Relationship Director, Drinks & Tobacco
t: 0207 158 2971
Head of Technology, Media & Telecommunications
t: 0207 1582 975
t: 020 7158 2868
Head of Aerospace & Defence
t: 0207 158 1041
Head of Support Services
t: 0207 158 2957
Relationship Director, Business Services
t: 0207 158 2869
Commercial banking account services0345 982 5323
LloydsLink online helpdesk0870 900 2070The helpdesk is available from 8am to 6pm Monday to Friday, with the exception of bank holidays.
Corporate Online helpdesk0345 300 6444The helpdesk is available from 7.30am to 6pm Monday to Friday, with the exception of bank holidays.
How to voice your concerns
General enquiries0845 600 8526
Andrew Willett (interim)FI Capital & Asset Backed Solutionsandrew.firstname.lastname@example.org
Farouk RamzanHead of Capital Markets Originationfarouk.email@example.com
Simon AlloccaHead of Loan Marketssimon.firstname.lastname@example.org
Ian BrownHead of Acquisition Financeian.email@example.com
Andrew WillettHead of Risk Management Solutions and Strategic Client Solutionsandrew.firstname.lastname@example.org
Guillaume FleutiHead of Infrastructure & Energy email@example.com
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