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Building and maintaining strong relationships is at the core of Lloyds Bank Commercial Banking. This is critical in today’s fast changing marketplace.
Every business has milestones ahead – the experience of our team can help you meet yours with confidence.
Andrew Bester, Group Director and Chief Executive, Commercial Banking, was appointed in 2012 and is responsible for implementing and executing Lloyds strategy for serving its business clients ranging ...
Tim was appointed to this senior position to manage SME and Mid Markets within Lloyds Bank in 2013. His department is responsible for supporting small, medium-sized and mid corporate businesses ...
Clare has over 25 years of experience in advising diverse clients across all aspects of risk and financing. She joined Lloyds Bank in 2006 as Managing Director of Sales, responsible for distributing ...
Andy’s key responsibilities are deleveraging the non-core debt portfolio and keeping a close control over impairments.
Ed heads up our financial institutions team. He joined the Group in August 2008 as a Director for the Group’s corporate development, with responsibility for developing corporate strategy.
Richard’s role as Managing Director, Financial Markets, draws on a career spanning 25 years in the financial services industry.
James joined the Group in September 2009 to manage capital markets and portfolio management; these businesses work in partnership with the relationship management teams to deliver financing and risk ...
Martin is Co-Head and CEO for LDC and is responsible for all LDC’s executive and operational matters, and has leadership of the Midlands, North and South West Investment teams.
Chris is Co-Head and CEO for LDC and co-responsible for all LDC’s executive and operational matters, and has leadership of the London, Scotland and South investment teams.
Meet our colleagues in the business. Ed is Managing Director, Head of Global Transaction Banking. Find out more about him.
Karin joined the Group as Commercial Banking’s Chief Operating Officer in March 2013.
As part of the Group’s senior team, Stephen spearheads risk management strategy for Commercial Banking. He was appointed to his current role in November 2012 shortly after joining Lloyds Bank as ...
Nick joined the Group as Finance Director in 2012, drawing on over two decades of experience in the financial sector where he has held several senior roles in investment banking.
Hugh has played a lead HR role in several strategic reviews and mergers/acquisitions during his time with the Group. These include the Halifax/Bank of Scotland merger, re-organisation of the Group's ...
Radhika joined Lloyds Bank in January of 2010 and currently is the Head of Consumer and Services for North America, with responsibility for the consumer, healthcare, retail, media, telecom and ...
Steve is responsible for a team of over 20 bankers in the Yorkshire market, covering over 200 corporate businesses and helping the county and wider UK economy to prosper.
Mark is responsible for the northern franchise of mid markets, together with driving the strategy, ultimate balance sheet and profit and loss budget delivery for mid cap customer segments across the ...
David has a national overview of manufacturing businesses and also supports our customer relationships with Lex Autolease. He also serves as Lloyds Group Regional Chairman across the Midlands.
Alasdair is responsible for leading the commercial banking business in Scotland, covering clients with a turnover of £1m to £750m. He heads a team of 120 Relationship Directors based across three Mid ...
Mark joined Lloyds Bank in 1978 and has built a varied career with the Group, encompassing roles in client coverage (SME through to Global Corporates), Risk (Chief Credit Officer, USA, Head of Risk ...
Ender leads the regional corporate coverage teams in Amsterdam and Frankfurt, which work closely with the sector and product specialist teams in London.
Vincent has extensive experience in the investment and corporate sectors in France, working across a broad range of clients and industries. He leads the commercial banking team for France and ...
Robert has fourteen years’ experience advising financial institutions on issues related to capital markets financing, balance sheet management and regulatory capital. Prior to starting with Lloyds ...
As Head of Financial Institutions for North America and Global Head of Funds, Robina joined the Group in March 2007.
David is a seasoned all-rounder, having worked in many areas within Lloyds Bank from branch banking to marketing and training.
Bill has headed up the insurance business for Lloyds Bank globally since 2007. Active in the insurance sector since 1995, he has steered the division to become one of Lloyds Bank’s largest corporate ...
Richard was appointed to his current role in March 2009, assuming responsibility for a diverse range of property businesses.
Adam heads up the specialist finance and intermediaries (SF&I) team, managing relationships with commercial and consumer finance providers such as the ‘challenger banks’, non-bank financial ...
Steve leads the industrials customer group within commercial banking. He manages colleagues across offices in London, New York, Chicago and Los Angeles.
Martin is responsible for operations in London, Leeds, Manchester, Edinburgh and Birmingham, managing real estate and social housing clients , ranging from private family companies to larger national ...
Anthony started his role in 2013, based on his well-rounded experience and on the strength of his 25-year career in the banking and corporate world.
John oversees lending, advisory, risk management and capital markets activities for global corporate real estate clients.
Adrian leads our business in the support of small-to-medium-sized banking clients with a turnover of between £1m and £25m, as well as those needing to borrow more than £50,000.
Alec heads the Relationship Solutions team, having assisted with the establishment of the Portfolio Management Distribution team in 2013. He has a wealth of experience in investment banking and ...
Stefan has been with Lloyds Bank since 2007, managing the Bank's construction and infrastructure portfolio, focusing primarily on UK contractors. He also provides sector expertise and coverage ...
Duncan was appointed to his current role in January 2014, following seven years as Managing Director and Global Sector Head of Consumer, Retail and Healthcare at Lloyds Bank. He’s now the lead banker ...
As Industry Head of Support Services, Chris leads the team that provides assistance for clients across the whole of Lloyds Bank. Originally joining Lloyds Bank in 1998, his current team is ...
Since joining in 2008, Jonas has driven the Bank’s growing success in the utilities sector. Working together with the capital market and project finance teams, he provides both clients and colleagues ...
Mike joined Lloyds Bank in 1988 from University. He currently works with the Bank’s largest global corporate and financial institution clients, overseeing the origination of large-scale ...
Andrew joined Lloyds Bank in 1992 and currently heads up mid-sized business within the UK. He has national responsibility for clients with turnover between £25 and 100 million. This encompasses just ...
Charles is a highly skilled veteran of the finance industry. He currently serves two influential roles at Lloyds Bank, overseeing the Industrials and Technology, Media and Telecommunications (TMT) ...
Chris joined Lloyds Bank in February 2010 and currently serves as both Global Head of Oil & Gas and Head of Natural Resources in North America. He leads an experienced team of banking professionals ...
Colin joined Lloyds Bank in 1984 and has spent 20 years in global corporate banking. In November 2011, he was appointed to lead the team that oversees the Bank’s domestic and multinational oil and ...
Philipp joined Lloyds Banking Group in March 2014, bringing 20 years of experience in corporate finance with him, with a focus on the healthcare industry.
Richard joined Lloyds Bank 1991. He currently leads a team that works with a mix of property and house building companies, providing financing and strategic support that helps them flourish.
Richard joined Lloyds Banking Group in September 2007, and he now leads the Telecoms, Media and Utilities coverage teams. Prior to joining the Bank he worked for six years at SMBC – largely covering ...
Arthur works with clients on strategies that match their financial needs and investment goals. This ranges from complex commercial banking needs through to private banking requirements working ...
Dave joined Lloyds Bank in 2014 to oversee all commercial banking for clients operating in aerospace and defence. He leads a UK- and US-based team of four bankers who work with businesses across the ...
Jim joined Lloyds Bank in 2012 and currently heads up strategy for all mid cap business. He works alongside coverage, product and delivery teams to drive growth and deepen relationships with ...
Meet our colleagues in the business. Kevin is the Head of Professional Practices for London for Commercial Banking. Find out more about him.
James joined Lloyds Bank in 2010. He currently heads up strategy for the Bank’s high-turnover chemical, manufacturing and packaging product clients located across the UK, Europe and America. With a ...
Simon is developing loan markets to better support his clients.
Ian Brown is a Managing Director and Head of Acquisition Finance Origination at Lloyds Banking Group, leading a team of more than 60 origination professionals.
Anders became Head of FX Product in March 2013 after originally joining the Group in 2008. He’s responsible for leading FX business and supporting distribution across client segments and their ...
Cris is charged with several responsibilities, including the management of the credit valuation adjustment (CVA) pool for derivatives; overseeing the capital risk weight asset targets for ...
Matthew became Head of SME and Corporate in financial markets in 2012. His 166-strong sales team is responsible for helping our clients succeed by managing their market risks and trading ...
Farouk took up his current role at Lloyds Bank in 2007, a position that involves building the corporate debt capital market platform as part of a client-focused debt product suite.
John is responsible for designing and delivering the growth strategy for cash management and payments, a key pillar of Transaction Banking (TB). He also built a new sales advisory team to support ...
Andrew joined at Lloyds Bank in 2002, heading up the major corporate risk management solutions team through sector specialism. From 2013, he became responsible for strategic client solutions, a team ...
Andrew is responsible for allocating capital across our business and managing the core lending portfolio, joining Lloyds Bank in July 2012.
Heading up sales at commercial cards and Cardnet®, Dave’s most recent experience has included wider profit and loss responsibility. On a broader level, he has built and led a new sales team, looking ...
Adrian is currently Managing Director of Product, Global Transaction Banking – the largest Commercial Banking business by contribution to client income. Adrian has led this team which spans three hub ...
Guillaume Fleuti heads the Infrastructure & Energy team at Lloyds Bank. Guillaume joined Lloyds Bank in 2009 and has over 14 years of experience in Capital Markets. Guillaume has actively ...
David has headed up the leveraged loan syndicate and high yield capital markets team since he joined Lloyds Bank in 2007 from RBS. The team arranges and underwrites leveraged loans and high yield ...
Christophe joined Lloyds Bank in April 2013. He oversees a £326 million budget and leads a team of 24 traders, delivering rates products to clients across all segments. This includes calibrating and ...
John joined Lloyds Bank in 1977 and has held leadership positions across both the retail and commercial banking network. He currently serves as Coverage Director for the Bank’s SME clients, working ...
Adam's career in the financial services industry spans more than 25 years. Joining Lloyds Bank in 2013, he brings a wealth of industry experience and knowledge to his position, heading a team ...
Andrew joined Lloyds Bank in March 2010. He leads a team that prices and executes all public and private bond transactions for the Bank’s sovereign, financial, corporate, asset-backed solutions and ...
Juan joined Lloyds Bank in October 2012 as Head of Credit Products in Financial Markets, helping interaction with clients to bring together issuers and investors.
Patrick Sherrington joined Lloyds in January 2007 as Director, Corporate Asset Finance and became Head of Corporate Asset Finance on 12th October 2012, (and acting as Interim Head since July 2012).
Gordon leads the asset finance teams that provide lending for business equipment like cars, vans, trucks, busses and plant machinery. He oversees four external sales teams and one direct team, as ...
Samir joined Lloyds Bank in 2009 and currently leads the North American teams responsible for debt capital markets, bond syndicates, US private placements, loan markets, FI Capital and asset backed ...
Trevor leads the research team that supports Lloyds Bank’s trading and sales activities. He joined the group after working as an economist for the UK Civil Service, a position he was offered while ...
Adam is a member of our economic research team that supports all commercial banking clients. He specialises in macroeconomics, offering valuable insight and guidance in this area. Adam joined Lloyds ...
Charlie leads a team of strategists who are responsible for generating daily market analysis and insights alongside detailed views on fixed income, rates and currencies.
Hann heads a team that looks after internal surveys and transactional information sources on consumer and business behaviours. These sources are used to provide advanced information on UK economic ...
Jeavon mainly focuses on worldwide macroeconomic developments and country reporting, having joined Lloyds Bank Commercial Banking in 2004. He is responsible for the monthly International Financial ...
Dave is currently responsible for the Manchester office, with 25 staff and a wide range of over 200 clients with turnover in excess of £15 million. These include many owner-managed businesses and ...
In the Commercial Banking business, Glenn is responsible for clients with turnovers between £25 million and £750 million. His department is broken into teams that look after medium-sized businesses ...
Tim was appointed Area Director for South and East Yorkshire in 2009, and has prime responsibility running the Sheffield office. He is part of a team that looks after the banking relationships of 110 ...
Mike and his team specialise in making successful and innovative transactions across a range of industry sectors – from food processing to coal mining and most things in between. They’ve delivered ...
Philip leads a team that provides a range of commercial banking services to businesses in the South Midlands and Hertfordshire. He took up this role in 2010 after being appointed to a similar ...
Dene leads a team that supports mid market clients across Derbyshire, Leicestershire, Lincolnshire and Nottinghamshire. They provide public and private sector businesses with tailored funding, risk ...
Steve has worked in the banking sector for over 35 years and is currently the Area Director of the largest area team in Mid Markets. His team covers business in the £25 million to £750 million ...
Mark leads a team of 18 staff who provide a full range of banking and financial services for mid market businesses across Cambridgeshire, Norfolk, Suffolk and Essex.
Clive is responsible for Mid Market clients with a turnover greater than £25m and leads our relationship teams based in Bristol, Taunton, Exeter and Plymouth. He brings more than 30 years of ...
As Area Director, Jason is tasked with increasing the regional corporate banking team and its range of products and services to businesses across South Wales and Severnside. He joined Lloyds Bank in ...
Matt is responsible for leading client-facing teams in the trade, industrials and services sectors within London ’s mid markets area. Since assuming his role in 2012, Matt and his team have focused ...
Richard is our London-based Area Director heading up the professionals, charities and Government sector teams. Richard has 30 years’ banking experience and previously worked for Barclays, RBS and ...
Simon leads a 20-strong team specialising in leisure, retail and technology, media and telecommunications (TMT) sector businesses with a £25m-£750m turnover.
Russell’s 24-year career with Lloyds Bank has spanned multiple locations, but he has mostly been based in London. He has fulfilled a variety of leadership roles in corporate and institutional areas, ...
Neil is the Thames Valley and South Area Director for Lloyds Bank Commercial Banking and is responsible for mid market clients with a turnover of £25 million and over.
Allan is responsible for the client-facing Consumer Services team in Mid Markets, London which specialises in the Healthcare, Retail, Leisure and Hospitality sectors.
For more information, contact your local relationship director or use our online directory.
To support the vital contribution made by mid-sized businesses (MSBs) to UK GDP ...
The automotive industry has played a pivotal role in bolstering the UK economy ...
Lloyds Bank is a trading name of Lloyds Bank plc and Bank of Scotland plc. Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Bank of Scotland plc: Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Authorisation can be checked on the Financial Services Register at www.fca.org.uk under the Firm Registration Number 119278 for Lloyds Bank plc and 169628 for Bank of Scotland plc
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Products and services
Banking with us
About Lloyds Bank
About the site
Visit our Bank of Scotland Business site
t: 0845 300 0268
Moving your account to us
t: 0845 606 0286
Visit our Business Banking site
t: 0845 072 5555
Moving your account to us
t: 0800 056 0056
Visit our Bank of Scotland Commercial Banking site
Visit our £1-£25m Commercial Banking website
t: 0800 022 4388
Alison Nicholson/Kirsty Livingstone
t: 0131 243 7049
We serve our customers in Scotland through Bank of Scotland Commercial Banking.www.bankofscotlandbusiness.co.uk
We serve our customers in Scotland through Bank of Scotland Commercial Banking.
t: 07860 514 369
t: 0845 680 3416
Head of Relationship Management, Corporate Real Estate
t: 0207 1582 930
Head of Mining, Minerals & Construction
t: 0207 1582 909
Head of Integrated Utilities
t: 0207 158 2978
Director, Head of Regulated Utilities
t: 0207 158 2931
t: 0207 158 8104
Head of Oil & Gas
t: 0207 158 2904
Director, Healthcare & Pharmaceuticals
t: 0207 158 3718
Relationship Director, Travel & Leisure
t: 0207 158 2945
Managing Director & Global Head of Transport, Logistics & Building Materials
t: 0207 158 2928
Relationship Director, Passenger Transport
t: 0207 158 6609
Relationship Director, Manufacturing
t: 0207 158 2953
Relationship Director, Chemicals
t: 0207 158 6728
t: 0207 1582 912
Head of Retail
t: 0207 158 2966
Director, Food Sector
t: 0207 158 6097
Relationship Director, Drinks & Tobacco
t: 0207 158 2971
Head of Technology, Media & Telecommunications
t: 0207 1582 975
t: 020 7158 2868
Head of Aerospace & Defence
t: 0207 158 1041
Head of Support Services
t: 0207 158 2957
Relationship Director, Business Services
t: 0207 158 2869
You can view contact information here.
Commercial banking account services0870 902 0500
LloydsLink online helpdesk0870 900 2070The helpdesk is available from 8am to 6pm Monday to Friday, with the exception of bank holidays.
Corporate Online helpdesk0845 300 6444The helpdesk is available from 7.30am to 6pm Monday to Friday, with the exception of bank holidays.
How to voice your concerns
General enquiries0845 600 8526
Andrew Willett (interim)FI Capital & Asset Backed Solutionsandrew.email@example.com
Farouk RamzanHead of Capital Markets Originationfarouk.firstname.lastname@example.org
Simon AlloccaHead of Loan Marketssimon.email@example.com
Ian BrownHead of Acquisition Financeian.firstname.lastname@example.org
Andrew WillettHead of Risk Management Solutions and Strategic Client Solutionsandrew.email@example.com
Guillaume FleutiHead of Infrastructure & Energy firstname.lastname@example.org
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